We restructure, reduce and resolve debt issues by helping you to write off debt or negotiate affordable payment arrangements. We take into account your needs, challenges and aspirations and work with you to reach a positive conclusion. We support you to overcome the challenges you face, make informed decisions and move towards a more stable and secure financial position. We are creating communities that are ready, knowledgeable and able to identify and overcome barriers.

I need debt advice

(tenants of ARHAG and London Borough of Newham)

We can offer appointments to London Borough of Newham tenants and ARHAG Housing Association tenants struggling with debt. We can advise on bankruptcy, rent arrears, utilities debt, credit arrears and debt relief orders (DRO’s). We can help to restructure or write off debt and negotiate affordable payment arrangements.

Please contact your housing liaison office to be referred to us.

London Borough of Newham tenants will find your Housing Liaison Officers on this page.

I need debt advice

(tenants of other housing associations or from outside Newham)

Sadly, we cannot currently help clients who are not tenants of London Borough of Newham or ARHAG Housing Association. However, we work with specialist partners who can help.

  1. Debt Free London provide debt advice 24/7 in person, on the phone, via WhatsApp and video chat.
  2. Money A+E is an award-winning social enterprise that provides money advice & educational services to disadvantaged groups, Diverse Ethnic Communities (DEC) and young people.


I am in debt with my gas, electricity or water bill

East End Energy Fit can help you with advice on water debt as well as providing money management support to help you reach a more secure financial position.

Contact East End Energy Fit at eastendenergyfit@bbbc.org.uk, or call
07908 163033 / 07903 088971